Dealer vs. ACU Financing

Occasionally dealers may offer a special rebate or interest rate if you finance the vehicle with them. However, an ACU loan may still turn out to be a better deal! This calculator can be used to estimate the differences between an ACU loan and the one offered by your dealer.

Remember - even if the dealer comes out ahead on the calculator, we encourage you to talk to one of our loan officers. Sometimes we can save you money in ways that a calculator can not determine.

  Dealer Credit Union
Rate:    %    %
Months:
Car Amount: $
Trade-in Credit: $
Downpayment $
Dealer Rebate: $ $
Loan Life Insurance: $ Free!*
GAPP Insurance: $
Amount Financed: $ $
Interest: $ $
Total Cost: $ $
Monthly Payment: $ $
 
 

Rates for transportation loans may vary based on individual credit scores. All rates are based upon approved credit and are subject to change without notice.

*Up to $50,000 on aggregate loans available through the age of 65 for members working
& nbsp;a minimum of 20 hours per week.

Includes all loans except First Mortgage Loans.  Free Loan Life Insurance is only available for the primary borrower.  All claims are filed by the Credit Union. A copy of the death certificate is required as proof of claim.  The terms of the Group Policy can be changed without prior notice to you.  No change, however, can take away any rights which arose prior to the time the change was made. 
To report a death, please contact ACU at 1-800-245-8112.
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